Fintech startup Curie Money has secured final approval from the National Payments Corporation of India (NPCI) and officially launched across India. This move marks its transition from a closed beta to full public availability on both Android and iOS devices.
Founded by Arindam Ghosh and Tushar Choudhary, Curie Money combines savings, payments, and investing in a single app. Users can park funds in liquid mutual funds to earn returns (up to ~6.7% annually), while retaining the ability to make instant UPI payments via auto-redemption of required funds.
The platform operates through partnerships with YES Bank and asset management companies such as ICICI Prudential and Bajaj Finserv, under the regulatory umbrella of NPCI and AMFI. Curie had earlier raised $1.2 million (~₹10 crore) in seed funding (December 2024), led by India Quotient, to build its product, expand tech, and grow its team.
Curie’s model is inspired by global money market systems: funds remain liquid and grow steadily, yet are instantly accessible for spending. In doing so, it aims to redefine how users in India manage savings and payments in tandem.
